Graduate Risk Analyst 2024

Type: Graduate
Region: Yorkshire and The Humber

Are you eager to get involved with analysing statistics and data? Are you comfortable conducting research and then presenting your findings to others? Would you like to work for one of the UK’s leading financial services companies?

If your answer is ‘yes’ to all of these, keep reading.

Want to know a little about us?

At Novuna Consumer Finance, we provide fast, flexible finance solutions for some of the UK’s biggest retail brands. Whether customers are buying furniture for their new home, an important piece of jewellery, or home electrical goods, we’re passionate about delivering phenomenal customer experiences.

We’re proud to be a Top 50 Inclusive employer. We’re a signatory of the Women in Finance and the Race at Work Charter and we’re Disability Confident Committed.

What does the role involve?

As Graduate – Risk Analyst, you will join our Risk team in our Consumer Finance Division. During the two-year programme, you’ll spend time in several key business areas working on a range of projects including, Enterprise Risk, Corporate risk, Risk Analytics and Financial Crime, so you’ll have plenty of opportunities to develop yourself as a professional, and potential leader.

In this role, you’ll work across our Risk department and contribute to our Credit and Business Strategy. You will monitor our Consumer Finance portfolio, using both internal and external data sources, and then provide accurate and timely data and narration to help inform and provide options for review.

Our office is based in Leeds but we’re passionate about hybrid working, attendance at the Leeds office is a minimum of 2 days per week.

Some of your key duties will include

• Perform analytical work on trend and route cause analysis to provide insights to support future improvements
• Undertake monthly monitoring of our Consumer Finance portfolio and provide key updates on any significant fluctuations
• Proactively identify improvements to our credit risk strategy, scorecards, and financial models to help improve profitability
• Identify potential risks of new or existing retail or personal lending products, and analyse whether their product offering within our Risk Appetite

In addition to your role above, as part of the Novuna Graduate Programme you will have the opportunity to

• Graduate from our industry accredited Aspiring Leaders programme
• Play an active role within our Corporate Communities, helping to drive engagement, inclusion and belonging
• Access trained mentors who can help develop your technical skills
• Meet regularly as a cohort with our CEO, and have contact with other Executive Committee and Senior Leaders in the business

Beyond this, you’ll continue to grow your career at Novuna through development conversations with your people leader.

Key dates

• Application open date – 5th June 2024
• Application close date – 21st July 2024
• Assessment centre date – 8th October 2024
• Interviews – 17th and 18th October 2024
• Start date – 18th November 2024
• Length of programme – 2 years

What are we looking for?

You’ll have recently graduated and achieved a 2:2 or above in your chosen degree.

In an ever-evolving environment you will flourish by using your talent for spotting opportunities to make things better. You’ll have the ability to navigate relationships using your interpersonal skills, think creatively, be adaptable and last but certainly not least, have a passion for learning. We’re also looking for a Graduate who can:

• Work with and collaborate with others
• Plan their own day and prioritise work
• Adapt to change quickly and positively
• Think differently and outside the box

What can we offer you?

At Novuna we take our people promise seriously. If you join us, you’ll have a chance to make a difference, opportunities to learn, and time to shine. Our offer to you includes:

• Starting salary of £30,000, increasing to £32,000 in Year 2
• Up to 15% bonus, linked to company and individual performance
• Flexible hybrid working
• 25 days’ holiday, plus bank holidays and the option to buy/sell 5 days
• Full wellbeing package including BUPA, digital GP service, 24/7 employee assistance, plus wellbeing events throughout the year
• Up to 10% contributory pension
• Flexible benefits options such as cycle to work, discounted personal finance and insurance

What’s the next step?

Interested? Start your application today and see what Novuna can offer you.

Novuna has been named one of the top 50 most inclusive employers for the fourth year running and this is also reflected in our recruitment process. We are committed to ensuring our application process is inclusive and accessible to all candidates.

We’re Disability Confident Committed, so if you’re a person with a disability, if you’re neurodivergent, or if you have a condition that you believe may affect your performance during our selection process, we’ll be happy to make reasonable adjustments to our processes for you.